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80% LTV / 740 Minimum Credit Score Debt to Income (DTI) 40% Maximum** |
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APR based on a $300,000 Loan Amount 80% LTV / 740 Minimum Credit Score Debt to Income (DTI) 40% Maximum** |
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80% LTV / 740 Minimum Credit Score Debt to Income (DTI) 40% Maximum** |
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Select the edit icon to edit your custom html
Credit Score < 680 ADD .25% to RATE
HB = High Balance ADD .25% to RATE
ARM Loan > 1MM ADD .25% to RATE
*Estimated Monthly Payment is for P&I per $1000 borrowed
* See Note Below Regarding ARM Loans
*Note: Quoted rates for owner-occupied single family primary residences and include a 60 day rate lock. All interest rates are for NJ properties only and are subject to change without notice. Payments do not include amounts for taxes and insurance, if applicable. Actual payment obligation will be greater. Subject to credit approval. Other terms and conditions may apply. Please call for rates for properties OUTSIDE of New Jersey.
*The introductory APR will be determined at the time of loan approval based on your FICO score and other determining factors. The APR is subject to change after consummation and may change semi-annually after the initial fixed period. After the introductory period, the APR is determined by adding a margin of 2.75% to the Secured Overnight Financing Rate (SOFR). The APR is subject to change after consummation and may change semi-annually after the initial fixed period. Conforming loans are up to $ 766,550. Rates can be locked for 60 days.
Last Updated 11/5/2024